Terms and conditions

Information about us

'Allianz risk management' is a site operated by Allianz Insurance plc ("we", "our"). We are registered in England under company number 84638 and have our registered office at 57 Ladymead, Guildford, Surrey GU1 1DB.

Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our registration number is 121849. Allianz Insurance plc is a member of the Association of British Insurers.
 

The site

The site provides access to a number of services including:

  • a library of 'risk topic' pages and form and checklist templates covering a variety of risk management subjects;
  • a section containing guidance and information about business continuity and including a 'business impact assessment' tool designed to help users identify areas of their business that could be significantly affected by interruption; and
  • information about a range of preferred suppliers offering (for Allianz Commercial policyholders only) discounted rates and products related to risk management issues.

We reserve the right to withdraw or amend the service we provide on our site without notice (see below). We will not be liable if for any reason our site is unavailable at any time or for any period.
 

Intellectual property rights

Allianz and its logo are the registered trademarks of Allianz Insurance plc and its group companies in the UK and other countries. The copyright and the content, branding and images on this website belong to Allianz Insurance plc, or are used by Allianz with the permission of the copyright owner. Those works are protected by copyright laws and treaties around the world. All such rights are reserved. Note that we are not the owner of copyright in any site linked to our site and you should seek permission from the site owners before copying any materials from them.

You may print off one copy and may download extracts of any page(s) from our site for your personal reference, and you may draw the attention of others within your organisation to material posted on our site.

It is your responsibility to ensure that anything downloaded onto your computer from this site is suitable and free from viruses.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences, or any graphics separately from any accompanying text. In particular, you must ensure that any copyright or disclaimer notices remain intact.

Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.

You must not pass any materials from our site to any third party without our express consent to do so.

You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
 

Reliance on information posted

Commentary and guidance information on our site are provided for information purposes only and are not intended to amount to advice on which reliance should be placed.

We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our site, or by anyone who may be informed of any of its contents.

We are not responsible or liable to you for the content of any website which may be reached via a link on this website. We will not be liable for reliance upon any item contained on any third party websites. Inclusion on this website does not constitute a recommendation by Allianz of the services of the third party. They are provided as examples for information purposes only.
 

Our site changes regularly

We aim to update our site regularly and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. Any of the material on our site may be out-of-date at any given time and we are under no obligation to update such material.
 

Our liability

The material displayed on our site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:

  • all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity;
  • any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it, including, without limitation any liability for:
    • loss of income or revenue;
    • loss of business;
    • loss of profits or contracts;
    • loss of anticipated savings;
    • loss of data;
    • loss of goodwill;
    • wasted management or office time; and for 
    • any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.

This does not affect our liability for death or personal injury arising from our negligence, our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, or any other liability which cannot be excluded or limited under applicable law.
 

Information about you and your visits to our site

We process information about you in accordance with our fair processing notice. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.
 

Viruses, hacking and other offences

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. You must not access any area of the site identified as a restricted area unless you have been specifically authorised by us to do so.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.
 

Linking to our site

You may link to this site, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. You must not establish a link from any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the welcome page. We reserve the right to withdraw linking permission without notice.

If you wish to make any use of material on our site other than that set out above, please send your request via our 'general enquiries' form.
 

Links from our site

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.
 

E-mails

Please note that there is no guarantee that any e-mail sent to this site, including via in-site forms, will be received by us or that the message will remain confidential whilst being transmitted.
 

Jurisdiction and applicable law

Products and services illustrated on this site are available for citizens of the UK only. The English courts will have non-exclusive jurisdiction over any claim arising from, or related to, a visit to our site although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country. These terms of use are governed by English law.

Note that this site is not intended for use or distribution by a person in any country where such use or distribution of the site would be contrary to local laws or regulation.
 

Variations

We may revise these terms of use at any time by amending this page. You are expected to check this page from time-to-time to take notice of any changes we have made, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site.
 

Your concerns

If you have any concerns about material which appears on our site, please use our 'general enquiries form'. Our policyholders may also direct queries via their broker, while brokers can speak to their local Allianz representative. Otherwise, please contact us at:

57 Ladymead, Guildford, Surrey, GU1 1DB. UK.
Phone: 01483 568161
Fax: 01483 552782